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House with Red Roof

BIRD ROCK GROUP

Financing Made Simple

At Bird Rock Group, we provide flexible and fast financing solutions for fix-and-flip, investment, and commercial real estate ventures. With a deep understanding of the market, we empower investors with the capital they need to seize opportunities and maximize returns.

Our expertise goes beyond lending, we offer strategic guidance to help clients navigate the complexities of real estate investment. Whether you need quick funding for a fix-and-flip, financing for commercial properties, or alternative lending solutions, we deliver tailored options designed for success.

With a commitment to integrity, efficiency, and results, Bird Rock Group is more than a lender, we're a dedicated partner in your investment journey. Let’s build your real estate portfolio together.

Find Your Next Loan

Type of Loan
Services

Lending Services

Fix & Flip - Hard Money & DSCR

Flexible Fix & Flip loans designed to help investors quickly acquire, renovate, and resell properties with ease.

Kitchen and Living Area

Construction - Ground-up 

Ground-up construction loans tailored to give builders and investors the capital they need to bring projects from blueprint to reality.

Business Capital

Flexible business loans designed to provide fast, reliable capital for growth, working capital, or new opportunities.

Workers at Warehouse Computer
Apartment Building

DSCR & Cash-Out Refinance

Flexible financing based on property cash flow that also lets you unlock equity for new investments or business needs.

FAQ's

How quickly can I get approved and funded?

Most approvals happen within 24–72 hours once we have the required documentation. Funding timelines vary by loan type, but many of our clients close within 10-30 business days, and sometimes faster for urgent deals.

What are your rates and terms?

Our rates and terms are competitive and vary depending on the type of loan, project, and borrower profile. Because we work with a wide network of capital partners, we’re able to match you with flexible options tailored to your needs.

How much money can I borrow?

We fund loans ranging from $500,000 to $50M+ depending on the project and collateral. Whether it’s your first fix & flip or a large-scale development, we can scale with you.

What documentation do I need to provide?

Typically, we’ll need: -A valid ID and entity documents (if applicable) -Purchase and/or construction budget -Recent bank statements -Property details (address, ARV, scope of work, comps) -Past project history (if applicable)

Why do I need to provide these documents?

This information allows us to assess the deal quickly and accurately, so we can align you with the right lender and avoid delays during underwriting. The more complete the package, the faster we can fund.

Do you work with first-time investors?

Absolutely. Many of our clients are new to real estate investing. We provide guidance every step of the way—from structuring your first deal to navigating the lending process—so you feel confident and supported. Our goal is to build long-term partnerships, starting with your very first project.

Where do your source your funds?

We work with a diverse network of private lenders, institutional partners, and specialty funds. This means we’re not limited to one product or program—we can shop the market on your behalf to find the best fit.

Why use a brokerage?

Unlike a single direct lender, we’re your advocate and matchmaker in the lending space. We specialize in tough deals that other lenders can’t get done by leveraging multiple capital sources. On top of that, our white-glove service and responsiveness mean you’ll never feel like just a number.

Funding Process

Step 1: Application & Evaluation
We start by getting to know you and your project to build a clear story that helps us identify the best lending options to fit your goals.

Step 2: Explore Terms
We walk you through available term sheets, breaking down the pros and cons of each including interest rates, origination fees, closing timelines, and LTV ratios so you can make an informed decision.

Step 3: Underwriting & Documentation
Once we’ve landed on the best option, we move quickly through underwriting. For real estate deals, that means fast-tracking appraisals and gathering documents to avoid funding delays.

Step 4: Funding
With terms signed and documents in place, we work to fund your project as quickly as possible—sometimes in just a few days. However, the more time we have, the better the terms we can secure.

House with Pool

Fuel Your Next Investment Opportunity

We believe in long-term relationships, not just one-off loans. Apply now and let’s build a financing strategy that supports your goals today and tomorrow.

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